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Every business will at some point in its lifecycle require funding which will, most often, come from your bank. When obtaining bank funding you are entering into an important commercial and legal transaction. Understanding what this means for you and your business is vital.

We have many years of experience guiding businesses through the structure and implications of bank funding. Often this will involve advice on the security being given by you personally, such as a charge over your personal property, or by your business, such as a debenture over its assets.

We have a team of lawyers to advise you on all of the necessary documentation ensuring you are aware of what you are entering into and the implications of it. Our specialist in this area is Will Cadbury.

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Insights for your business

Stay informed with the latest insights from our team, including case studies and legislation updates.

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Changes to Subscription Agreements
Changes to Subscription Agreements

Further consumer protection has been passed under the new Digital Market, Competition and Consumers Act 2024...

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The Importance of Terms and Conditions
The Importance of Terms and Conditions

Justine Lowe, our specialist on Commercial Contracts, underlines the importance of having a strong set of terms when conducting business...

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Bad Debt Recovery
Bad Debt Recovery

Seeking payment of unpaid invoices and debt recovery can be a constant headache for businesses...

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Changes to Maternity Leave, Adoption Leave & Shared Parental Leave
Changes to Maternity Leave, Adoption Leave & Shared Parental Leave

At the start of 2024, draft regulations on amendments to Maternity Leave (ML), Adoption Leave (AL) and Shared Parental Leave (SPL) were in front of parliament...

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Menopause in the Workplace
Menopause in the Workplace

The Equality and Human Rights Commission has published guidance for employers on menopause in the workplace...

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Why have a Shareholders' agreement?
Why have a Shareholders' agreement?

A Shareholders' Agreement is not a mandatory company document however it is a document that needs to be considered carefully...

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Directors' Duties: What happens when it goes wrong?
Directors' Duties: What happens when it goes wrong?

Will Cadbury examines what action can be taken against a director who is in breach of their duties...

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Explaining Software as a Service - SaaS
Explaining Software as a Service - SaaS

The software-as-a-service (SaaS) model has become an increasingly popular method to sell IT products. It allows software businesses to...

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Directors' Duties: What are the legal duties of directors?
Directors' Duties: What are the legal duties of directors?

Being appointed as a director of a company comes with a list of responsibilities and liabilities, which are not always fully understood...

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More on Holiday Pay!
More on Holiday Pay!

Before the latest case of Agnew that has recently been dealt with in the Supreme Court, the position concerning...

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